For those of you who may not know, a blog carnival is a collection of posts all relating to a specific topic, in this case Twenty-Something finances. The list of links is very long, but browse through them and click on the topics that most interest you. Everything is arranged by topic!

Note to those who submitted: I did cut out entries that didn’t fit with the topic well or that were, essentially, spam. Sorry - please submit more relevant posts next month! Social network and a link back on your site is highly appreciated to keep this carnival going!

CREDIT CARDS

Credit Shout presents How to Choose a Cash Back Credit Card posted at CreditShout.

apply4-credit presents Tips for Negotiating a Credit Card Payoff posted at Credit Card Applications Expert | Apply4-Credit.com.

Credit Card Assist presents How to Tell Your Credit Card Company You Can’t Pay posted at Credit Cards Blog | CreditCardAssist.com.

Lazy Man and Money presents Credit Card Bill of Rights Passes posted at Lazy Man and Money.

Debt Freedom Fighter presents 3 Methods to Discover the Best Company For Credit Card Debt Relief posted at Discover Debt Freedom!.

Credit Card Assist presents 5 Reasons Balance Transfers Can Do More Harm Than Good posted at Credit Card Assist.

J. Savings presents USAA just hollered - They’re raising my credit card rates! posted at Budgets are Sexy., saying, “The moral of the story? READ the letters your bank sends ya!”

Mr Credit Card presents Should I Cancel A Credit Card Before I Get A New One? posted at Ask Mr Credit Card.

The Dough Roller presents Student Credit Cards | Best Cards for College Students posted at The Dough Roller, saying, “Build credit as a college student with these student credit cards from popular card issuers.”

Credit Shout presents Best Student Credit Cards posted at CreditShout.

apply4-credit presents 4 Things a Credit Card Can’t Do posted at Credit Card Applications Expert | Apply4-Credit.com.

CAREER AND EDUCATION

Destroy Debt presents What to Do if You Get Laid Off posted at Destroy Debt.

Savings Toolbox presents Save For College With 529 Plans Through FreshmanFund posted at Savings Toolbox.

The Shark Investor presents Alternative Income: Tutoring posted at The Shark Investor, saying, “Here is how you can earn some more cash”

SAVING MONEY

Ben presents Best Online Savings Accounts posted at Money Smart Life.

Save Money presents Dave Ramsey’s Baby Steps: My Take posted at How I Save Money.net.

kathryn presents The Hole in the Checkbook posted at Out of Debt Christian, saying, “The budget is made, we write down what we spend and we limit our purchases to necessities only. That usually lasts for the first couple of weeks or even a few months before the checkbook springs a leak.”

Pamela Grundy presents Remembering income…..Cutting costs isn’t the only way to live within your means posted at Personal Finance Analyst.

Tom Tessin presents Why Students Should Save Money posted at FCC Student Blog, saying, “5 reasons students should start saving money today.”

Deposit Accounts presents Learning to Live on 70% of Your Income posted at The Money Blog.

Savings Toolbox presents Reducing What You Waste Will Save Some Cash posted at Savings Toolbox.

Lauren Rose presents Secrets of Keeping to the Family Budget posted at No Debt Anymore .org, saying, “Making your money work for you is the ultimate goal of any budget. Financial problems usually arise due to lack of proper budgeting skills, or failure to keep to the proposed budget.”

Michael. presents How to Reward Yourself While Living on a Budget posted at Michael Emilio.

GET OUT OF DEBT

Debt Freedom Fighter presents Tips for Choosing a Debt Counselor and Achieve Debt Elimination in Five Simple Steps posted at Discover Debt Freedom!.

Destroy Debt presents Debt Got You Down? Turn That Frown Around posted at Debbie’s Debt Advice.

INVESTING

Deposit Accounts presents How to Choose a Money Market Account posted at Deposit Accounts.

Joe Manausa presents REAL ESTATE TRENDS WORTH WATCHING | Tallahassee Real Estate Blog posted at Tallahassee Real Estate Blog, saying, “The MLS is the only source of information that directly ties supply to demand, so I find that it is important to keep an eye on this set of information on a daily basis. The most important information is new listings, new sales, new failures, and new pendings (homes put under contract), and track these as an “average” or trend over time.”

Dorian Wales presents Key psychological factors in stock market success posted at The Personal Financier, saying, “Psychology plays a key role in stock market success. Know these main key success factors.”

Heather presents 14 ETFs to Keep in Mind for 2024 and Best-Performing ETFs for 2024 posted at ETF Trends.

Raymond presents Best CD Rates For High Yield Certificate Of Deposits posted at Money Blue Book.

Mr. Banker presents Transaction Account Guarantee Program posted at Best Interest Rate Banks.

Jeff Rose presents 2024 401k Contribution Limits Have Increased posted at Jeff Rose, saying, “401k Contributions have increased for young saver’s wanting to get ahead.”

kathryn presents Should You Trust Your Broker posted at Out of Debt Christian, saying, “Financial times are scary and the thought that your broker might not have your best interest in mind can push you right off the deep end. No matter what you think about the person on the other side of that desk you should always get informed yourself.”

Super Saver presents Financial Shuffling posted at My Wealth Builder.

Adam Freedman presents Thoughts on 2024?s Economy and Stock Market posted at The Investor’s Journal.

Shaun Connell presents How to Write a Financial Plan posted at Financial Planning, saying, “Personal finance is essential, but without a coherent financial plan to unite all of the tips and strategies, your chances of success are minimal. Learn how to write your own financial plan!”

Jeff Rose presents How Much is Your IRA Paying? posted at Jeff Rose, saying, “After graduating, it’s time to open an IRA”

Roshawn Watson presents 3 Financial Decisions for a Great 2024 posted at Watson Inc, saying, “The beginning of the year is a wonderful time to birth new habits and to reassess some of last year’s decisions (i.e. what worked? what failed?). As I write this today, I am so excited about what 2024 will bring for you. Here are 3 tips to get the most out of this year.”

Praveen presents Still Following My Investment System With No Tensions posted at My Simple Trading System.

FIRE Getters presents Rule of Thumb for Investing posted at FIRE Finance.

Bill Spohnholtz presents Bailout Bazooka posted at Learn The Stock Market And How to Trade.

Jeff Rose presents 7 Things You Need to Know About the Roth IRA for 2024 posted at Jeff Rose, saying, “You need a Roth IRA now. Here’s some up to date info for 2024″

MISC

Debt Free Destiny presents Should Mom and Dad Get an Allowance? posted at Debt Free Destiny.

KCLau presents Introduction of a new scheduler tax deduction (STD) posted at KCLau’s Money Tips, saying, “About LHDN introducing a new scheduler tax deduction (STD) system”

Doug Ragan presents How YOU Can Help Save The Economy posted at I’m A Pundit Too, saying, “Who’s going to save us from our failing economy? Do you really think that Congress can save both big business and you at the same time? It is obvious to everyone that the economy is in big time trouble. But what everyone doesn’t understand is how to put it back together. There is much debate about fixing the economy, bank bailouts (thanks Paulson), auto manufacturer bailouts (thanks Bush), freezing foreclosures (thanks Fannie), expansion of government programs that take jobs from the private sector(thanks Obama), the list goes on. One of the interesting things about this very long list is that it mostly seems to be about what the government can do to fix the economy, instead of what the individual can do. The government has a habit of trying to tell business what to do, then trying to prop business up to keep it from failing. This has created problems that won’t be fixed by more of the same. If you really want to talk about “Change” then you need to talk about what individuals can do to put the US economy back on track instead of what the government is going to attempt to do.”

Shaun Connell presents What is Money? posted at Financial Planning, saying, “What’s the difference between money and currency? Are they the same? Why do we say we “make” money rather than “get” money? All these questions are answered — what is money?”

Jim presents Best Personal Finance Books for Your Library posted at Blueprint for Financial Prosperity.

Matthew Paulson presents Family Skiing Made More Cost Efficient posted at American Consumer News.

Debt Free Destiny presents Bankruptcy Has Far Reaching Effects on Your Life posted at Debt Free Destiny.

Trisha Wagner presents Are You Waiting For Your Ship to Come in? posted at Empowering Mom.

juicefairy presents New Year, Better Credit Score: Post 1 posted at Juicefairy.

Cooupon Artist presents What is Wrong With My Generation? posted at artofthecoupon.com.

Anthony Delgado presents Household Finances posted at Need Extra Cash?.

Jim presents Is Pet Insurance Necessary? posted at Blueprint for Financial Prosperity.

Saver Queen presents Affordable fitness posted at Saver Queen.

Dan Ray presents Little ‘confidence’ in TARP speech posted at blogs.creditcards.com.

Ben presents Lending Money to Family and Friends posted at Money Smart Life.

That concludes this edition. Submit your blog article to the next edition of twenty something finances using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.